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No Plagiarism!zYVQO3nYbBZZ9cYqxk3kposted on PENANA
理財的書籍裡的第一課,往往會叫我們學會記帳。8964 copyright protection127PENANAqJ59mv2pGS 維尼
131Please respect copyright.PENANANVBiVMPd8X
8964 copyright protection127PENANAsvvUtCDLcd 維尼
就是將我們所有花出去的錢,通通記下來,小到買飲料的錢都要記,然後月底的時候,檢視每一筆的花費是否必要。8964 copyright protection127PENANAeZkGQaQDBe 維尼
通常這動作執行三個月以後就不用記了。8964 copyright protection127PENANAqk6BLiXUCG 維尼
131Please respect copyright.PENANAWfK8ViEzrt
8964 copyright protection127PENANAFVBKQKD6tt 維尼
(以下是我記賬用的App,免費的,可以用用看)8964 copyright protection127PENANA4M0HjXTcSy 維尼
(也可自行下載,反正只要能記帳,隨便都可以)8964 copyright protection127PENANAcLRa0Sl67s 維尼

8964 copyright protection127PENANADdw0mpOVJS 維尼
但是,問題來了。8964 copyright protection127PENANA8FIT1sK8wI 維尼
131Please respect copyright.PENANAIAAlChj4bC
8964 copyright protection127PENANAyVLOLgpOBb 維尼
基本上,到月底的時候,帳會對不上!8964 copyright protection127PENANABRXLxVEcBM 維尼
131Please respect copyright.PENANADA7ovVKIsT
8964 copyright protection127PENANApHJ9icLxs0 維尼
菜市場買菜的錢、去7-11買東西的錢、早餐的錢……很多都是零零碎碎的錢,當下來不及記,想著等等再記就絕對會忘記。8964 copyright protection127PENANAQJIcPnxpJg 維尼
131Please respect copyright.PENANArX5N7rQrFz
8964 copyright protection127PENANAUXMc5ZT6wK 維尼
所以我記帳,記不到一個月就放棄了。8964 copyright protection127PENANAfhZMIn3QaY 維尼
131Please respect copyright.PENANAheb7L68UxF
8964 copyright protection127PENANAJJ0UQLXqHV 維尼
後來我想了一個比較偷懶的方式。8964 copyright protection127PENANAAPjeWjE8uH 維尼
131Please respect copyright.PENANAncB8yK9Ly0
8964 copyright protection127PENANAMfvH4Cc6Ke 維尼
直接在月底的時候打開信用卡的消費紀錄,跟我網路銀行的交易記錄,並檢視家裡有甚麼這個月買的新東西。8964 copyright protection127PENANAyWEtUBC99x 維尼
131Please respect copyright.PENANArtkaO2Mvlb
8964 copyright protection127PENANAkq8tRdk5BL 維尼
記帳本身的重點在於,知道自己的錢花到哪裡去!8964 copyright protection127PENANAp7je6agVB0 維尼
131Please respect copyright.PENANAIuk2nGIJx8
8964 copyright protection127PENANA2UqpvvZnRy 維尼
是朋友聚餐多了嗎?飲料喝多了?點外賣的次數太多?還是會亂買一些漂亮小廢物?8964 copyright protection127PENANAr5K2qikQqY 維尼
131Please respect copyright.PENANAwj15koDQWT
8964 copyright protection127PENANAsFGoFcVgDh 維尼
只要抓出生活中無意識的行為,不知不覺流失的小錢就會回來。8964 copyright protection127PENANAzcsTcvvCLl 維尼
131Please respect copyright.PENANAEBrNnEWsLn
8964 copyright protection127PENANA93uIHbm6Ki 維尼
那些無意識行為可以不用全部禁止,但是可以減少次數,或尋找替代方案,例如:朋友聚餐每週一次,改成雙週一次、飲料從每天喝,改成自己泡,或是每三天喝一次……8964 copyright protection127PENANALWSyb0OD0J 維尼
131Please respect copyright.PENANANM1qAh3PBJ
8964 copyright protection127PENANAfeVFvCXQsX 維尼
帳面看了三個月,就大概就知道自己的生活費落在哪,也知道錢錢消失的原因!8964 copyright protection127PENANA4zXaewVeHu 維尼
131Please respect copyright.PENANAmHwcULplKr
8964 copyright protection127PENANASk2k0sr22X 維尼
然後就會驚奇的發現,有些小錢不花,生活根本不會怎樣,但是錢變多了!8964 copyright protection127PENANAwvxXsf5b8y 維尼
131Please respect copyright.PENANA0sSd7zNrS2
8964 copyright protection127PENANApXsz3xr4kT 維尼
所以各位,請先從了解自己的錢到底去了那裡開始吧~8964 copyright protection127PENANAD0bx52C6DD 維尼
131Please respect copyright.PENANABK5fkdNfr9
8964 copyright protection127PENANAZYrAxzB3NL 維尼
(此為我的個人經驗,每個人狀況不同,也可使用不同的記賬法)8964 copyright protection127PENANAoTIUs7xTJi 維尼
131Please respect copyright.PENANA9CMY1eSLo5
8964 copyright protection127PENANAyHmS3t9st4 維尼
以下為不同記帳法的youtube,也可做參考:8964 copyright protection127PENANAP9kcC0cigz 維尼
131Please respect copyright.PENANAQeFsbSR45x
8964 copyright protection127PENANArNgKp5XJNt 維尼
柴鼠兄弟──再也沒失敗的:滿月記帳法 (實作教學&檔案下載) | 理財起手式(下) | 夯翻鼠FQ10 投資理財8964 copyright protection127PENANAeeRuJcrxUT 維尼
https://www.youtube.com/watch?v=juLfUYkCVDI&t=4s8964 copyright protection127PENANAEHR7wHwWNJ 維尼
131Please respect copyright.PENANASGe8bukBZu
8964 copyright protection127PENANAlXmDGf58ib 維尼
131Please respect copyright.PENANA5RK3dWdbye
8964 copyright protection127PENANAyC3J9rS18j 維尼
Erin's Diary 艾琳的日常──【記帳攻略】透過記帳存到第一桶金❤️5年記帳攻略大公開!開始契機/記帳後的轉變|艾琳的日常8964 copyright protection127PENANA1Dl5PS5USa 維尼
https://www.youtube.com/watch?v=vQoyiQD9JGw8964 copyright protection127PENANAUvIbYGvFeG 維尼
131Please respect copyright.PENANAwTCQYhwpv6
8964 copyright protection127PENANABNWrJV2bwB 維尼
131Please respect copyright.PENANAv0TEA3PH6M
8964 copyright protection127PENANAfIUyDDLvct 維尼
18.117.8.41
ns18.117.8.41da2