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No Plagiarism!Sul1s3KjhQ2WZ2v3pmGLposted on PENANA
理財的書籍裡的第一課,往往會叫我們學會記帳。8964 copyright protection236PENANAZyITprbwFt 維尼
240Please respect copyright.PENANAMjEqwWw6PO
8964 copyright protection236PENANA5hzn6rppLh 維尼
就是將我們所有花出去的錢,通通記下來,小到買飲料的錢都要記,然後月底的時候,檢視每一筆的花費是否必要。8964 copyright protection236PENANAaguVZQkBUo 維尼
通常這動作執行三個月以後就不用記了。8964 copyright protection236PENANAbjuSqR405g 維尼
240Please respect copyright.PENANAT3V6ZxUmPY
8964 copyright protection236PENANA99Ump1UXcW 維尼
(以下是我記賬用的App,免費的,可以用用看)8964 copyright protection236PENANA1fo70rUKS5 維尼
(也可自行下載,反正只要能記帳,隨便都可以)8964 copyright protection236PENANAiEqWtQGqIH 維尼

8964 copyright protection236PENANAV3355TqNyX 維尼
但是,問題來了。8964 copyright protection236PENANAHFmqFG9h33 維尼
240Please respect copyright.PENANAQG2E4mHEFw
8964 copyright protection236PENANAyWieBOgeDL 維尼
基本上,到月底的時候,帳會對不上!8964 copyright protection236PENANAU0yvpHE4R1 維尼
240Please respect copyright.PENANAEtk0K4VrtQ
8964 copyright protection236PENANAQJ5wQFhU49 維尼
菜市場買菜的錢、去7-11買東西的錢、早餐的錢……很多都是零零碎碎的錢,當下來不及記,想著等等再記就絕對會忘記。8964 copyright protection236PENANACySe70bQvb 維尼
240Please respect copyright.PENANAH3KBrkUEWK
8964 copyright protection236PENANAUbyQaV1lCa 維尼
所以我記帳,記不到一個月就放棄了。8964 copyright protection236PENANAMc8wNF7P2y 維尼
240Please respect copyright.PENANAJjZ0LP1vUl
8964 copyright protection236PENANA9Rfy329Isv 維尼
後來我想了一個比較偷懶的方式。8964 copyright protection236PENANAfscXMOVl2F 維尼
240Please respect copyright.PENANAh9VoldnBzX
8964 copyright protection236PENANAFEDwUV7WMJ 維尼
直接在月底的時候打開信用卡的消費紀錄,跟我網路銀行的交易記錄,並檢視家裡有甚麼這個月買的新東西。8964 copyright protection236PENANAJM5plpXPvY 維尼
240Please respect copyright.PENANA2omHEPMMtp
8964 copyright protection236PENANAdPW9m3Jq2y 維尼
記帳本身的重點在於,知道自己的錢花到哪裡去!8964 copyright protection236PENANAbHLGsgSrMJ 維尼
240Please respect copyright.PENANAgvtsogsqh5
8964 copyright protection236PENANAQNI1g9xbDS 維尼
是朋友聚餐多了嗎?飲料喝多了?點外賣的次數太多?還是會亂買一些漂亮小廢物?8964 copyright protection236PENANAdO4gaXYli9 維尼
240Please respect copyright.PENANADX7B8bCbgH
8964 copyright protection236PENANA6GGRH1oUCD 維尼
只要抓出生活中無意識的行為,不知不覺流失的小錢就會回來。8964 copyright protection236PENANA6B4pUIffDB 維尼
240Please respect copyright.PENANA5xU2ZEv54z
8964 copyright protection236PENANA9vkzM2ebqf 維尼
那些無意識行為可以不用全部禁止,但是可以減少次數,或尋找替代方案,例如:朋友聚餐每週一次,改成雙週一次、飲料從每天喝,改成自己泡,或是每三天喝一次……8964 copyright protection236PENANAqL1ZDYQx3f 維尼
240Please respect copyright.PENANA10DYUmx9YX
8964 copyright protection236PENANAqTKLK49vqc 維尼
帳面看了三個月,就大概就知道自己的生活費落在哪,也知道錢錢消失的原因!8964 copyright protection236PENANAO3R1uGCbDz 維尼
240Please respect copyright.PENANAcac60sGWFs
8964 copyright protection236PENANA667PVbiaYu 維尼
然後就會驚奇的發現,有些小錢不花,生活根本不會怎樣,但是錢變多了!8964 copyright protection236PENANAuQVM7ezA6n 維尼
240Please respect copyright.PENANAhzZeNSVurn
8964 copyright protection236PENANADlif8ECnoO 維尼
所以各位,請先從了解自己的錢到底去了那裡開始吧~8964 copyright protection236PENANAbLLaLoLMDm 維尼
240Please respect copyright.PENANAxwG2cQbSQC
8964 copyright protection236PENANAEiIj1egQ1t 維尼
(此為我的個人經驗,每個人狀況不同,也可使用不同的記賬法)8964 copyright protection236PENANA091htaVImC 維尼
240Please respect copyright.PENANABHNp1msJmq
8964 copyright protection236PENANAGdhKpmtsfN 維尼
以下為不同記帳法的youtube,也可做參考:8964 copyright protection236PENANAlP40bE09Hu 維尼
240Please respect copyright.PENANAisFJXArj8M
8964 copyright protection236PENANAgk75NIvHKx 維尼
柴鼠兄弟──再也沒失敗的:滿月記帳法 (實作教學&檔案下載) | 理財起手式(下) | 夯翻鼠FQ10 投資理財8964 copyright protection236PENANA5aFOAgm7Og 維尼
https://www.youtube.com/watch?v=juLfUYkCVDI&t=4s8964 copyright protection236PENANAXjVBmLfXci 維尼
240Please respect copyright.PENANAQ6boaIYpBa
8964 copyright protection236PENANAH7hEfcqZmQ 維尼
240Please respect copyright.PENANAhU3VL1KJ81
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Erin's Diary 艾琳的日常──【記帳攻略】透過記帳存到第一桶金❤️5年記帳攻略大公開!開始契機/記帳後的轉變|艾琳的日常8964 copyright protection236PENANAKxk02KgRQU 維尼
https://www.youtube.com/watch?v=vQoyiQD9JGw8964 copyright protection236PENANAEpw8Vj94m9 維尼
240Please respect copyright.PENANAsmTKSbeHLn
8964 copyright protection236PENANApG4hgGHraE 維尼
240Please respect copyright.PENANAj6y39y0DPu
8964 copyright protection236PENANAeZw8ZQRD3E 維尼
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